Medicare Supplement
(Medigap) Plans in Texas
We’re here to make Medicare feel less confusing.
If you’re new to Medicare or reviewing your coverage, At Ayers-Patton LLC, we’ll educate, inform, and help you choose a plan that fits your life.
Trusted local leaders • Fiercely independent Since 1983 • 200+ years combined experience
People-first promise
Straight Answers. Real Support.
Medicare can feel overwhelming. We keep it simple, answer the phone, and follow up the same day—because you deserve help from real people who care.
- Plain-English explanations
- No pressure, no confusion
- Help before and after you enroll
What a Medigap plan does
What Is a Medicare Supplement (Medigap) Plan?
A Medicare Supplement plan (also called Medigap) helps pay some of the “gaps” in Original Medicare—like deductibles, coinsurance, and copays. Many people choose Medigap because it can help make healthcare costs more predictable.
Medigap may be a good fit if you want:
- More predictable out-of-pocket costs
- The freedom to see providers who accept Medicare
- Peace of mind knowing you have help with Medicare’s cost gaps
Who we help
Medicare Help for Texans Turning 65
(and Beyond)
We help:
- People approaching 65 who want to enroll on time
- Retirees reviewing coverage after a life change
- Anyone who wants a second set of eyes on their options
Fiercely Independent On Purpose
We work for our families and customers and no one else. We represent our customers to the marketnever an insurance company to our customers. This has been our guiding principle for over 40 years.
How it works
Here’s How We Help (It’s Simple)
1. Tell Us What You Need
Call 409-898-3446 or reach out through the Contact page.
2. We compare options
with you
Clear explanations, no jargon.
3. You choose
with confidence
We help you enroll and stay supported.
Serving Southeast Texas
Call 409-898-3446We work with employers across the region, including:
- Beaumont
- Nederland
- Lumberton
- Vidor
- Orange
- Houston
- Mont Belvieu
- College Station
- Conroe
- Galveston
- Kemah and many more
Not in one of these cities? If you’re in Texas, reach out we provide services across the state.
Medicare Supplement (Medigap) FAQs
What does a Medigap plan cover?
Medigap plans help cover certain out-of-pocket costs that Original Medicare doesn’t fully pay, such as deductibles and coinsurance. Coverage details depend on the plan.
Do I still need Part A and Part B if I have Medigap?
Yes. Medigap works alongside Original Medicare (Part A and Part B). It’s designed to supplement it, not replace it.
When is the best time to enroll in a Medicare Supplement plan?
Many people enroll when they first become eligible for Medicare. Timing matters, so call us and we’ll help you understand your enrollment window.
What’s the difference between Medigap and Medicare Advantage?
Medigap supplements Original Medicare, while Medicare Advantage is an alternative way to receive Medicare benefits through a private plan. We can explain the differences based on your goals.
Can you help me compare plans and pricing?
Yes. We’ll walk you through options in plain English and help you compare what matters most to you.
Ayers Patton is not connected with or endorsed by the U.S. government or the federal Medicare program.
Ready to Build a Benefits Package That Works?
Lets make benefits simplerand help your business stay competitive.
- Call 409-898-3446
- Or request a quote / call back on our Contact page